Our Fee is $119.00, and We Guarantee an Auto Loan or You Don't Pay us.
Q: Is Your program for new cars or used cars?
A: We deal with Franchised Dealers only and they provide both new and used cars. Our financial experts will help you determine the best situation for you.
Q: What are the interest rates for my auto loan?
A: Interest rates are determined by the actual lenders and are influenced by several factors, including the severity of credit problems, the amount of down payment, and the degree of credit risk. Your auto loan expert will explain these factors, and tell you exactly what your interest rate will be also the year and mileage of the vehicles play a big factor.
Q: How long does the application process take?
A: You will be contacted very promptly by the local auto dealership handling your loan request. The approval process is usually within several minutes to a few hours also our programs sometimes give you the name of our agents at time of approvals so you can contact them as well.
Q: Can I get an auto loan even if I have bad credit?
A: Of course! This is why you are Here! Our lenders will work with you every step of the way to help you get approved! Our lenders specialize in helping you get the auto loan you need.
Q: Will it help if I have a co-signer on the loan?
A: If your co-signer has good credit status, it might help your situation each application requires its own care, please check with your assigned agent.
A: Our nationwide network of auto dealers provides for all types of vehicles, both new and used. Sport Utilities, Vans, Trucks, Passenger Cars, Luxury Cars and Sports Cars, The vehicle you want and need might depend on your own affordability.
Q: If I buy a Pre-Owned Vehicle, how can I be sure it is reliable?
A: All of our Dealers offer Protection Plans and Extended Warranties that will cover your vehicle, please understand vehicles are machines that wear with time and driving conditions , All of our dealers mean well but we have not invented crystal balls yet.
So having any vehicle checked out by your own mechanic is always a good idea.
Q: What if I agree to your Fee of $119.00, get a vehicle from your referred Agent and then not go back to AutoLoanFee.com to pay you?
A: Our Agency offers a great service that saves Time, Money, at times embarrassment moments, We help Customers get back on the right Track. With that said our Business also has expenses, We are not a collection service so what we do after 30 days from the delivery of your Automobile is to forward your application to Attorneys that go after our Money and also their Fees for their Time, Their Fees vary but they are at a minimum of $250.00 per case.Q: What if I buy a car from your referred agent but I didn't click on the I agree to pay the Fee?
A:The Auto Dealerships or lenders know where the referral came from, also when the original Credit application is submitted the IP address is registered in our system.
Walk through our program.
1) Filled out initial credit application.
2) Received approval.
3) Replied to email accepting to pay the referral fee of $119.00 to www.AutoLoanFee.com please if you haven't done so by now, make sure to do it now. (If you would like a copy of application from your IP address you can contact us and we'll email you a copy.
4) Print $300.00 Coupon when you join http://www.facebook.com/NewJerseyAutoLoans
5) Meet with your referred credit agent.
6) Picked up your Vehicle.
After delivery of Vehicle.
Your loan is now subject to verification of everything that you stated on your application, there is no need to worry, this is absolutely a normal procedure done by the lender, The completion of this process can take up to 10 days from the day you pick up your vehicle, make sure to know the name and phone number of the assigned credit agent that was given to you at the time of your initial approval. This person is your best friend while finalizing this process.
Assigned Credit Agent
Dealership
1) Make sure that automobile Insurance is added to your policy.
2) If there are any stipulations that are owed to the dealer such as proof of residence, proof of income, references, Insurance anything at all that was asked by your assigned credit agent. This must be handled promptly and with no hesitation....You are now in what the dealers call the "Funding Process" it is the most crucial time, this is the period where the bank assigns an account number to you and verifies all information.
Bank
Phone Number
Application #
Name of Buyer (if one specifically )
3) Contact your assigned Credit agent 5 or 6 days after your delivery to assure there is nothing pending.
4) Once Your assigned credit agent says everything has been verified ..........."Enjoy Your Vehicle" and remember this is going to get your Credit back on track, so needless to say make your payment on time.
Best wishes
The Credit Specialists